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Legal + Privacy

(Effective 7/31/2018)

T2 Financial LLC DBA/Revolution Mortgage and all other related affiliates and subsidiaries (collectively “Revolution Mortgage”) respects your privacy and values our relationship with you. This Online Privacy Statement (the “Privacy Statement”) applies to our privacy practices for the handling of information relating to your use of the T2 Financial LLC DBA/Revolution Mortgage website (the “Site”) and our online services on the Site (the “Services”). This Privacy Statement describes the types of personal and anonymous online information that we collect when you access the Site, how we may process that information and with whom we can share it.

T2 Financial LLC DBA/Revolution Mortgage’s goal is to provide you with a personalized Internet experience that delivers the information, resources, and services that are most relevant and helpful to you. To achieve this, we may collect personally identifiable information (“Personal Information”) as well as anonymous information as you access and use the Services. Personal Information is information that can be used to uniquely identify you, such as your name, job title, telephone number and e-mail address and includes information that tells us what you do on the Site, such as functions utilized, searches conducted, the time of day you visited the Site without telling us who you are. Anonymous information is also collected about your browser, pixel tags and other technologies. Anonymous information is collected by most browsers, such as your Media Access Control (MAC) address, device type, screen resolution, operating system version and internet browser type and version. Any information gathered is confidential and is used in the delivery of the service you have requested and to allow T2 Financial LLC DBA/Revolution Mortgage to improve the service and your online experience.

This Privacy Statement also describes the measures we take to protect the security of your information. We will not disclose or provide Personal Information about you to any third party for any purpose without your written consent, except as described in this Privacy Statement.

Please read this online Privacy Statement carefully. Your use of the Site or the Services, including your input of any Personal Information into the Site or into a laptop or other device used to log onto the Site (“Device”), is subject to and governed by this Privacy Statement. T2 Financial LLC DBA/Revolution Mortgage may change this Privacy Statement at any time without prior notice to you. Any changes or updates will be effective immediately upon posting to the Site. It is your responsibility to check the Privacy Statement each time you use the Site and/or the Services. By accessing the Site or the Services, you agree to the collection, use and disclosure of Personal Information in accordance with the terms of this online Privacy Statement. The effective date of the Privacy Statement is indicated above.

This Privacy Statement supplements any other Privacy Statement that you may have received from Revolution Mortgage Company. This Privacy Statement applies only to the use of the Site and the Services.

Collecting and Using Information

When you visit and use the Site, information is collected from you automatically through the use of “cookies.” Cookies are small data files that contain a unique identification number stored on your computer and are used by T2 Financial LLC DBA/Revolution Mortgage and T2 Financial LLC DBA/Revolution Mortgage’s technology partners to remember the visitor. The Site sends cookies to your computer’s browser to allow us to better understand who is visiting, either for the first time or as a return visitor. The cookies placed by our server are readable only by that server, just as any cookie placed by T2 Financial LLC DBA/Revolution Mortgage’s technology partners are readable only by the partner server providing the cookie. Cookies cannot access, read or modify any other data on a computer. All web browsers offer the option to refuse or delete a cookie.

When you fill out a web form or receive an e-mail from us, cookies are used to record your preferences for certain kinds of information as you navigate through the Site, to help us identify Site features in which you may have the greatest interest as well as for e-mail marketing purposes, and for measurement and analytics. This information helps us to customize the information on and delivery of our Site and direct marketing content, making them more useful to our visitors. The information collected through cookies typically is stored only for the length of time that you are connected to the Site. Certain information, however, may in some instances be stored in an encrypted cookie that lasts longer than the duration of the visit to the Site. It is important to note that cookies do not capture any information that can personally identify you or enable a third party to contact you via telephone, e-mail or postal mail. The use of cookies is common on the Internet and many web browsers are initially configured to accept cookies automatically. If you would prefer not to accept cookies, you can set your browser to notify you when your computer is receiving a cookie or to refuse cookies automatically. To readjust your browser’s cookie options, please refer to the instruction documentation of your particular browser, or seek on line assistance.

Types of Personal Information We May Collect

T2 Financial LLC DBA/Revolution Mortgage or one of our service providers will collect Personal Information that you voluntarily provide when you elect to use some of our Services. For example, in order to access some of the Services, you will be required to input your T2 Financial LLC DBA/Revolution Mortgage User ID or e-mail address. These Services are password protected. Accordingly, once you submit your user ID and password, T2 Financial LLC DBA/Revolution Mortgage will recognize who you are and collect all information that you submit, including all electronic instructions (including all transaction information). Any information collected about you may be associated with other identifying information that we have about you or that is publicly available from other sources.

T2 Financial LLC DBA/Revolution Mortgage may collect information on certain technical information regarding your Device, such as the operating system, unique identifier, and model name of your Device, as well as its user configurations and settings. We may also collect information relating to your use of the Site and our Services.

The information that we collect enables T2 Financial LLC DBA/Revolution Mortgage to provide you with access to the Site and the Services on your Device. T2 Financial LLC DBA/Revolution Mortgage uses the information that it collects about and from you to offer you an enhanced, personalized online experience on your Device or our Site and third-party websites linked to our Site. We can use this information to better tailor and personalize our Services. We also use it to authenticate you as an authorized user and to facilitate communications between us that you request.

Other than the collection of information as described in this Privacy Statement, we will not collect Personal Information about you when you use the Site or the Services, unless you choose to directly provide such information to us when contacting us via email or other method. We will use your Personal Information to process your request and, when applicable, respond to you. By contacting us in this manner, you consent to the collection and the use of your Personal Information for purposes of responding to your request and in the support of services requested.

T2 Financial LLC DBA/Revolution Mortgage recognizes that certain jurisdictions have enacted laws that require higher protection of certain sensitive personally identifiable information, such as state or national ID numbers, or other information regarding racial or ethnic origin, political opinions, religious or political beliefs, trade-union membership, health or medical records, or criminal records (“Special Data”). T2 Financial LLC DBA/Revolution Mortgage does not require such Special Data from you, and you should not input such information if someone asks you.

How We Collect Information

T2 Financial LLC DBA/Revolution Mortgage may periodically collect information from you through automated means when you use the Site or the Services.

  • Please see “Collecting and Using Information” section above.
  • Unique device identifiers: When you access the Site or the Services, we may collect the unique identifier of the Mobile Device you use to connect to the Internet. This unique identifier helps to facilitate communications which you have elected to receive from us.
  • Information that you input: T2 Financial LLC DBA/Revolution Mortgage may also collect information that you key into the Device, such as your password and User ID. In addition, T2 Financial LLC DBA/Revolution Mortgage may collect your feedback and opinions (for example, through surveys) for business purposes, such as improving processes or user experience. You may respond to these surveys or elect not to respond.

‘Do Not Track’ Disclosure

Do Not Track (DNT) is a technology feature that allows you to restrict tracking when browsing from site to site on the Web. When you choose to turn on the DNT setting in browsers that support this feature, the browser sends an automated browser signal to the web sites and other web services (such as analytics services, advertising networks, and social platforms) you encounter while browsing to prohibit tracking. At this time, T2 Financial LLC DBA/Revolution Mortgage does not recognize automated browser signals regarding tracking mechanisms, such as “do not track” requests.

How We Use and Share Personal Information

The purposes for which your information may be processed include but are not limited to the following:

  • T2 Financial LLC DBA/Revolution Mortgage may use anonymous or Personal Information in order to operate our business in a prudent manner in accordance with industry standards and applicable law, which may include, in addition to supporting the Services; responding to inquiries and requests; fraud prevention; and monitoring and archiving communications.
  • T2 Financial LLC DBA/Revolution Mortgage may disclose or share nonpublic personal information about its customers to its affiliates, as permitted by law, in order for its affiliates to provide services. This may, where permitted by local law, include archiving your Personal Information in a jurisdiction other than your own, which may not have equivalent data protection laws.
  • T2 Financial LLC DBA/Revolution Mortgage may also share Personal Information with government agencies, exchanges, or other self-regulatory organizations and law enforcement authorities as required or permitted by law, rule, regulation or legal process.
  • T2 Financial LLC DBA/Revolution Mortgage may disclose your Personal Information (i) at the request of a bank or other regulatory agency; (ii) to our internal or external auditors or attorneys; (iii) when Revolution Mortgage believes disclosure is necessary to prevent physical harm or financial loss; (iv) to an internet service provider or agent; and/or (v) if disclosure is necessary to protect the vital interests of a person.

T2 Financial LLC DBA/Revolution Mortgage does not sell or rent Personal Information. Revolution Mortgage does not share personal information with third parties for marketing purposes.

How We Transfer and Store Personal Information

Revolution Mortgage Company will transfer Personal Information to the United States and may transfer Personal Information to other countries where Revolution Mortgage Company or its investors do business. By providing your information to Revolution Mortgage Company, you explicitly consent and opt in to your Personal Information being transferred to and stored in other countries, including the United States.

How We Protect Personal Information

Our practices are designed to ensure that Personal Information is:

  • Relevant to and not excessive for the purposes for which it is collected;
  • Kept up-to-date and accurate;
  • Kept only as long as is reasonably necessary; and
  • Subject to appropriate technical and organizational measures to prevent unauthorized access.

We use encryption technology (128-bit encryption and Secure Sockets Layer) to protect data transmission. However, the Internet is a public network and there can be no assurance that your information will remain 100% secure.

Types of Direct Marketing Communications

Revolution Mortgage Company may utilize a targeted market insight e-mail communication program. Direct marketing communications may include:

  • Thought leadership (whitepapers, bylines, etc.)
  • Links to Revolution Mortgage Company-sponsored programs
  • Product and service updates
  • Surveys and Newsletters
  • Text messages and notifications

SMS Disclosure: By submitting your phone number to Revolution Mortgage, you are authorizing a representative of our company to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe, and HELP to receive help.

Choice/Opt-Out

If you no longer wish to receive our newsletter or promotional communications, you may opt-out by following the instructions at the bottom of the e-mail communication. You may opt-out of text messages by replying “STOP”.

Linking to Other Sites

We may provide links to non-Revolution Mortgage Company websites. Revolution Mortgage Company does not guarantee and is not responsible for the privacy or security of these websites.

Social Media Sites

Any content you post to a Revolution Mortgage Facebook, Twitter, or LinkedIn page is subject to the Terms of Use and Privacy Policies of those specific platforms.

Employment

If you provide personal information via email to apply for employment, you consent to the collection and retention of your information for the purpose of considering you for present or future employment.

How You Can Protect Your Online Information

  • Log off the Site when finished.
  • Do not store information accessed via the Site.
  • Use all security features of your Device, including “Passcode Lock.”
  • Notify Revolution Mortgage Company immediately if you become aware of any loss or theft of your Device.
  • Avoid using “public” computers or network connections.

Reporting Security Incidents

If you suspect an unauthorized breach of your information online, you should notify Revolution Mortgage Company immediately.

Your Rights

You may inquire as to the nature of the Personal Information stored at Revolution Mortgage Company. You will be provided reasonable access to review and correct inaccuracies.


Privacy Policy

Updated: July 3, 2018

At Revolution Mortgage Company, we are dedicated to conducting business with the utmost commitment to protecting your private information.

Personal Information

All personal information collected is used solely for the purposes of providing rate quotes and/or processing mortgage loans. We will never sell any personal information to third parties.

Security & SSL

We require you to use a secure browser to access account information. SSL (Secure Sockets Layer) protocol provides secure communications by encrypting the channel between the user and the server, authenticating the server, and ensuring data integrity.

Compliance & Contact

You can reach our External Compliance department at: RM@CMR.us.com

Mailing Address:
Revolution Mortgage – External Audit Committee
P O Box 7242
Chesterfield, MO 63006

California Privacy Policy

Our privacy policy for California can be found at: http://www.revolutionmortgage.com/privacy-policy-california

Revolution Mortgage

Headquarters

579 Executive Campus Drive, Suite 300
Westerville, Ohio 43082

Compliance & Licensing

NMLS Consumer Access Licensing + NMLS Legal + Privacy Limit the Use of My Sensitive Personal Information

Talk to a lender

1-888-906-6764
Terms, conditions, and restrictions may apply. All information contained herein is for informational purposes only and while every effort is made to ensure accuracy, no guarantee is express or implied. Not a commitment to extend credit. All loans subject to underwriting approval. For licensing information, visit Nationwide Multistate Licensing System, www.nmlsconsumeraccess.org. Not all products and options are available in all states. Revolution Mortgage for current rates and for more information.
This material is not from HUD or FHA and the document is not approved by the Department of HUD or any Government Agency. HUD does not approve the material presented. This material/presentation is intended as educational and informational only. This does not constitute an offer to lend or to recommend available products. T2 Financial LLC dba Revolution Mortgage is not endorsed by nor acting on behalf of or at the direction of the US Department of Housing and Urban Development, the Federal Housing Administration, the US Department of Agriculture, or the Federal Government. Revolution Mortgage is an approved Federal Housing Administration, Veterans Administration, U.S. Department of Housing and Urban Development, and U.S. Department of Agriculture lending institution and is not endorsed by, nor acting on behalf of or at the direction of the U.S. Department of Housing and Urban Development, Federal Housing Administration, Veterans Administration, U.S. Department of Housing and Urban Development, U.S. Department of Agriculture, or the Federal Government.

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